Powering the industry’s most advanced payment and fraud detection solutions

vSafe Platform Logo

Proven by over one-billion guaranteed transactions, vSafe is the industry’s only integrated payments and risk detection platform.

Driven by expertise gained through 20 years of delivering integrated payment and risk management solutions to the world’s largest and most demanding brands, Vesta’s advanced vSafe payments platform delivers industry leading performance and security. By combining payments and risk, we eliminate the complexities of a traditional in-house managed solution: A true one-stop shop. The result: Guaranteed payments and zero chargebacks with lower operational expenses, reduced head count, improved performance and efficiency, and unlimited scalability.

Our fraud solution incorporates best-in-class decisioning, monitoring and alerting systems; patented risk technology; and a dedicated team of data scientists and engineers that build industry leading predictive models that focus on CNP behavioral patterns. In tandem, vSafe leverages proprietary consortium data to maximize the number of accepted transactions — tightening controls to stop fraud during high-risk periods, and optimizing parameters to drive revenue during low-risk periods.

Payment Benefits

  • Zero fraud liability
  • Guaranteed payments with no chargebacks, fines or fees
  • Greater acceptance and conversion
  • Geographically diverse platform supports transactions globally
  • DSS PCI 3.0 compliant system protects sensitive merchant and customer data
  • Streamlined API interface deploys in weeks, not months

Real-Time Risk Decisioning Technology

vSafe’s patented fraud detection technology examines over 600 data points per transaction in a fraction of a second to deliver the industry’s most advanced detection solution. Integrated directly into the payments flow, Vesta reduces friction through instant decisioning and acceptance to create a superior customer experience.

Web browsing patterns
Behavioral analytics
Historical usage patterns

IP address location
ISP location
Cell phone location

Intelligent profiling
Device and network

Issuing bank location
Fraud networks
Anomaly detection

Billing address location
Time zone

Proxy piercing
ISP details
Device tracking
Deep-link analysis

Vesta continually monitors global fraud patterns and trends across clients and industries to identify and stop rapidly evolving threats. Our patented risk management platform builds upon “industry standard” tools by adding analyses of proprietary consortium data from multiple verticals to preempt attacks by sophisticated fraud rings.

Vesta’s data-driven approach to eliminating fraud includes:

  • Expertise in risk, fraud and analytics in the digital goods space
  • Experienced data scientists build models that optimize in real-time order acceptance rate and fraud detection
  • Unique, advanced link analysis developed to avoid erroneous linkage
  • Data advantages driven by the largest database of CNP transactions, attack profiles, and consumer behaviors in the industry
  • Rich historical data and signature patterns of one half-million fraudulent networks enable us to detect ongoing fraudulent attacks effectively
  • Brute Force Anomaly Detection produces additional data points that are continually mapped into our models

Fraud Features

  • Patented, hybrid solution incorporates technology and a 7×24 department of fraud analysts who monitor ongoing fraud trends
  • Continually updated by automated and hands-on, real-time data collection, monitoring and analysis
  • Integrated rules-based and machine-learning technology focuses on recognizing CNP fraud behavioral patterns
  • Scalable data decisioning platform
  • Mature and proven transaction framework supports complex computation and deep link analysis

Global Clients

For over 20 years, Vesta has guaranteed payments and prevented fraud for world’s largest consumer brands including: